Canadian law requires all Financial Institutions to determine if you, or a family member or close associate, are a politically exposed person ("PEP") or head of an international organization ("HIO").

Senior official in respect of a Foreign PEP means: head of a foreign state or government; member of the executive council of government or member of a legislature of a foreign government; deputy minister or equivalent rank; ambassador or attaché or counsellor of an ambassador; military officer with a rank of general or above; president of a state-owned company or a state-owned bank; head of a government agency; judge of a foreign supreme court, constitutional court or other court of last resort; or leader or president of a political party represented in a foreign legislature.

Family member means a senior official's: child; parent; parent's child (sibling); spouse or common-law partner; and spouse's or common-law partner's parent.

Close associate means a person closely connected to a senior official or a HIO for personal (social) or business (professional) reasons. Examples: business partner; prominent member of the same political party or union; serves on the same board of directors; romantic partner; involved in financial transactions.

Canadian law requires all Financial Institutions to determine if you, or a family member or close associate, are a politically exposed person ("PEP") or head of an international organization ("HIO").

Senior official in respect of a Foreign PEP means: head of a foreign state or government; member of the executive council of government or member of a legislature of a foreign government; deputy minister or equivalent rank; ambassador or attaché or counsellor of an ambassador; military officer with a rank of general or above; president of a state-owned company or a state-owned bank; head of a government agency; judge of a foreign supreme court, constitutional court or other court of last resort; or leader or president of a political party represented in a foreign legislature.

Family member means a senior official's: child; parent; parent's child (sibling); spouse or common-law partner; and spouse's or common-law partner's parent.

Close associate means a person closely connected to a senior official or a HIO for personal (social) or business (professional) reasons. Examples: business partner; prominent member of the same political party or union; serves on the same board of directors; romantic partner; involved in financial transactions.

Full Agreement

I consent to the Credit Union obtaining my full personal credit report from credit reporting agencies for the purpose of assessing my credit worthiness.

I authorized the Credit Union to obtain such factual and investigative information from others as permitted by law and furnish other credit grantors and any credit bureau particulars of this application. In addition, I/we hereby acknowledge notice from Credit Union that a consumer report containing information is being or may be referred to in connection with the credit hereby applied for or any extension thereof.

Full Agreement

I consent to the Credit Union, and its agents and representatives, collecting, using, and disclosing my personal information provided in connection with this Application, and any changes or additions to this information provided in the future, for the purposes of:

1. providing me, or a third party for whom I am acting, with Credit Union products and services that I have applied for or may apply for in the future and providing information to suppliers of products and services to me or the Credit Union in connection with providing these Credit Union products and services;
2. understanding my needs and determining the suitability of products and services for me; determining my eligibility for these products and services;
3. establishing my identity; verifying information provided by me with third parties including my employer and other financial institutions, verifying information provided by third parties; administering the Account; and making sure my records are kept separate from others with the same name;
4. protecting me, a third party for whom I am acting, or the Credit Union from error and fraud such as identity theft;
5. collecting a debt owed to the Credit Union;
6. transferring or selling Credit Union assets, such as in an acquisition, merger, loan syndication, securitization of loans, or sale of loans;
7. complying with legal requirements, including money laundering laws and regulations; and
8. sending me financial information, the Credit Union newsletter, and information about Credit Union activities or events.

I consent to the Credit Union, and its agents and representatives, disclosing my personal information to:

1. suppliers of products and services to me or the Credit Union, including data service providers, cheque printers, card manufacturers, affiliates of the Credit Union, provincial or national central Credit Unions or trade associations, in connection with providing and administering my Account and other products and services provided to me, or a third party for whom I am acting;
2. participants in the payment and clearing systems in connection with providing or administering my Account and other products and services provided to me or a third party for whom I am acting, and to other financial institutions that I request pay cheques drawn on the Credit Union;

If there is more than 1 Applicant, I consent to the Credit Union disclosing information about the Account as instructed by either/any 1 of the Applicants.

I consent to the Credit Union, its agents and representatives, disclosing my personal information to:

Full Agreement

1. provide information to me about other products and services and special promotions; analyze my information for marketing purposes, including conducting surveys, developing and enhancing products and services, and ensuring high service standards;
2. market research firms for the purposes of analysis and/or conducting surveys; and
3. Credit Union affiliates and other carefully selected organizations for marketing purposes, such as providing me with information about products and services that may be of interest to me;

If there is more than 1 Applicant, I consent to the Credit Union disclosing information about the Account as instructed by either/any 1 of the Applicants.

Full Agreement

I consent to the Credit Union obtaining my full personal credit report from credit reporting agencies for the purpose of assessing my credit worthiness.

I authorized the Credit Union to obtain such factual and investigative information from others as permitted by law and furnish other credit grantors and any credit bureau particulars of this application. In addition, I/we hereby acknowledge notice from Credit Union that a consumer report containing information is being or may be referred to in connection with the credit hereby applied for or any extension thereof.

I consent to the Credit Union, and its agents and representatives, collecting, using, and disclosing my personal information provided in connection with this Application, and any changes or additions to this information provided in the future, for the purposes of:

Full Agreement

1. providing me, or a third party for whom I am acting, with Credit Union products and services that I have applied for or may apply for in the future and providing information to suppliers of products and services to me or the Credit Union in connection with providing these Credit Union products and services;
2. understanding my needs and determining the suitability of products and services for me; determining my eligibility for these products and services;
3. establishing my identity; verifying information provided by me with third parties including my employer and other financial institutions, verifying information provided by third parties; administering the Account; and making sure my records are kept separate from others with the same name;
4. protecting me, a third party for whom I am acting, or the Credit Union from error and fraud such as identity theft;
5. collecting a debt owed to the Credit Union;
6. transferring or selling Credit Union assets, such as in an acquisition, merger, loan syndication, securitization of loans, or sale of loans;
7. complying with legal requirements, including money laundering laws and regulations; and
8. sending me financial information, the Credit Union newsletter, and information about Credit Union activities or events.

I consent to the Credit Union, and its agents and representatives, disclosing my personal information to:

1. suppliers of products and services to me or the Credit Union, including data service providers, cheque printers, card manufacturers, affiliates of the Credit Union, provincial or national central Credit Unions or trade associations, in connection with providing and administering my Account and other products and services provided to me, or a third party for whom I am acting;
2. participants in the payment and clearing systems in connection with providing or administering my Account and other products and services provided to me or a third party for whom I am acting, and to other financial institutions that I request pay cheques drawn on the Credit Union;

If there is more than 1 Applicant, I consent to the Credit Union disclosing information about the Account as instructed by either/any 1 of the Applicants.

Full Agreement

I consent to the Credit Union, its agents and representatives, disclosing my personal information to:

1. provide information to me about other products and services and special promotions; analyze my information for marketing purposes, including conducting surveys, developing and enhancing products and services, and ensuring high service standards;
2. market research firms for the purposes of analysis and/or conducting surveys; and
3. Credit Union affiliates and other carefully selected organizations for marketing purposes, such as providing me with information about products and services that may be of interest to me;

If there is more than 1 Applicant, I consent to the Credit Union disclosing information about the Account as instructed by either/any 1 of the Applicants.