Rates

Rates

Airline Financial Credit Union Limited Current Rates Effective May 16, 2023


AFCU Prime 7.20%


Looking for an opportunity to earn market returns with no risk to your principal?

Airline Financial has index-linked term deposits, available with RRSP, TFSA & non-registered term deposits. An index-linked term gives you the opportunity to earn a rate of return based on the TSX 60. Available for non-redeemable 3 – 5 year terms, your principal is 100% protected, regardless of the amount. If you are interested in this great product, contact us for complete details.

Let Airline Financial help you save, straight from your pay!

To help get you started or continue with your financial goals, start up an auto contribution to a variable RRSP, a variable TFSA or both.

Looking for a PDF of our current rates? Click Here!

Mortgages

Mortgages**1 Year2 Year3 Year4 Year5 Year
Variable Rate MortgageStarting at 7.45%
Open Rate Mortgage (Fixed Rate)Starting at Prime + 1%
Closed Rate MortgageStarting at 7.20%Starting at 6.35%Starting at 6.30%Starting at 5.90%Starting at 5.95%

Loans & LOC

Lending **Variable Rate
Personal LoanStarting at AFCU Prime
New Car LoanStarting at AFCU Prime
RRSP LoanStarting at AFCU Prime
Home Equity Line of Credit7.20%
Unsecured Line of CreditPrime + 2% up to 12%

Investment Rates

Investments*Variable Rate30 Day60 Day90 Day1 Year1 Year Special - New funds onlySpecial 18 Months2 Year3 Year 4 Year 5 Year
Canadian Term Deposit GIC  — 1.75%1.85%1.95%4.35%5.00%5.15%4.55%4.60%4.55%4.50%
Index-Linked Canadian Term Deposit GIC  —AvailableAvailable
US Term Deposit GIC  — 0.05%0.05%0.05%4.25%4.40%4.60%4.65%4.70%
RRSP0.25%— — 1.95%4.35%5.00%5.15%4.55%4.60%4.55%4.50%
Index-Linked RRSP — — — — — — Available— Available
RRIF0.25%1.95%4.35%5.00%5.15%4.55%4.60%4.55%4.50%
TFSA0.25%1.95%4.35%5.00%5.15%4.55%4.60%4.55%4.50%
Index-Linked TFSA — — — — — — Available— Available

Savings Accounts

Savings AccountVariable Rate
Plan 24 Savings with balances below $5,0000.05%
Plan 24 Savings with balances above $5,0000.05%
Supersonic Savings with balances below $5,0000.75%
Supersonic Savings with balances above $5,0000.75%
US Plan 24 Savings with balances before $5,0000.00%
US Plan 24 Savings with balances before $5,0000.00%
US Plan 24 Savings with balances above $5,0000.05%

Chequing Accounts

Chequing AccountVariable Rate
PCA with balances below $5,0000.00%
PCA with balances above $5,0000.00%
US PCA with balances below $5,0000.00%
US PCA with balances above $5,0000.00%

Interest rates are subject to change without notice

* Index-Linked products are available for 3 or 5 year non-redeemable terms & are based on the TSX top 60. Contact us for further details
** Rates are based on a full credit application

Bank Your Way...

Bank Your Way...

Services for all your financial needs
from Airline Financial.