Rates

Rates

Airline Financial Credit Union Limited Current Rates Effective January 22, 2024


AFCU Prime 7.70%


Looking for an opportunity to earn market returns with no risk to your principal?

Airline Financial has index-linked term deposits, available with RRSP, TFSA & non-registered term deposits. An index-linked term gives you the opportunity to earn a rate of return based on the TSX 60. Available for non-redeemable 3 – 5 year terms, your principal is 100% protected, regardless of the amount. If you are interested in this great product, contact us for complete details.

Let Airline Financial help you save, straight from your pay!

To help get you started or continue with your financial goals, start up an auto contribution to a variable RRSP, a variable TFSA or both.

Looking for a PDF of our current rates? Click Here!

Short Term Deposits – RedeemableRateSpecial
30-59 Days1.95%
60-89 Days2.05%
90-179 Days2.70%
180-269 Days2.90%
270-364 Days3.35%
18 Months4.40%
Minimum $500 deposit | Non-registered, RRSP, RRIF & TFSA eligible.
*Special rates are limited time offers and can be removed at any time. Rates are available on new fund deposits only.
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Registered Investment AccountsRateSpecial
Registered Retirement Savings Plan (RRSP) – Variable0.25%
Registered Retirement Income Fund (RRIF) – Variable0.25%
Tax Free Savings Account (TFSA) – Variable0.25%

Mortgages

Mortgages**1 Year2 Year3 Year4 Year5 Year7 Year
Variable Rate MortgageStarting at 7.95%
Open Rate Mortgage (Fixed Rate)Starting at 7.95%
Closed Rate MortgageStarting at 7.40%Starting at 7.00%Starting at 6.85%Starting at 6.75%Starting at 6.35%Starting at 6.99%

Loans & LOC

Lending **Variable Rate
Personal Loan - VariableStarting at 8.75%
Personal Loan - FixedStarting at 9.75%
Personal Line of CreditStarting at 8.75%
Home Equity Line of CreditStarting at 8.75%
Unauthorized Overdraft24.00%

Investment Rates

Long Term Deposits - Non-RedeemableRate
6 Months4.90%
1 Year4.80%
18 Months4.60%
2 Years4.50%
3 Years4.30%
4 Years4.20%
5 Years4.15%
Minimum $500 deposit | Non-registered, RRSP, RRIF & TFSA eligible
*Special rates are limited time offers and can be removed at any time. Rates are available on new fund deposits only.

Savings Accounts

Savings AccountVariable Rate
Plan 24 Savings with balances below $5,0000.05%
Plan 24 Savings with balances above $5,0000.05%
Supersonic Savings with balances below $5,0000.75%
Supersonic Savings with balances above $5,0000.75%
US Plan 24 Savings with balances before $5,0000.00%
US Plan 24 Savings with balances before $5,0000.00%
US Plan 24 Savings with balances above $5,0000.05%

Chequing Accounts

Chequing AccountVariable Rate
PCA with balances below $5,0000.00%
PCA with balances above $5,0000.00%
US PCA with balances below $5,0000.00%
US PCA with balances above $5,0000.00%

Interest rates are subject to change without notice

* Index-Linked products are available for 3 or 5 year non-redeemable terms & are based on the TSX top 60. Contact us for further details
** Rates are based on a full credit application

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